True College Verdict
D

Saginaw Valley State University

University Center, MI · 5,989 undergraduates · 41% receive Pell Grants · admits 72%
PublicMainly bachelor's degrees

Below average. Ask hard questions before enrolling. It ranks 1,018 of 1,755 four-year colleges on student outcomes, with an overall score of 44.1 out of 100.

Is it affordable?
Yes
Average net price $12,147 a year after grants. Typical for similar colleges: $19,899.
Will most students finish?
About half
55% graduate within 8 years. Typical for similar colleges: 59%.
Is it worth the price?
Mixed
Graduates owe a typical $23,706 against earnings of $55,838, a ratio of 0.42. Under 0.4 is comfortable; over 0.7 is heavy.

These three answers are rules of thumb from the numbers below, not advice for any one student or major.

Student reviews are coming soon

We are rebuilding how students share their experiences, so for now this page shows only the federal numbers and our written summaries. Check back soon.

Why it is good

  • Affordable: the average student pays about $12,147 a year after grants, cheaper than 82% of four-year colleges.

Why it is bad

  • Debt is heavy for the pay: graduates owe a typical $23,706 in federal loans against earnings of $55,838.

The numbers

What these figures measure

Graduation rate: share of all students, full-time or part-time, who finish within 8 years. Return for year 2: share of first-time, full-time students who come back for a second year. Earnings: median pay about 10 years after starting, for students who received federal aid. Debt: median federal loan debt among those who finish. Net price: average yearly cost after grants and scholarships. All from the U.S. Education Department College Scorecard, institution file dated November 2, 2026.

Graduation rate
55%
Better than 39% of similar colleges. Typical: 59%
Return for year 2
78%
Better than 54% of similar colleges. Typical: 77%
Earnings after 10 years
$55,838
Better than 42% of similar colleges. Typical: $58,912
Debt at graduation
$23,706
Better than 30% of similar colleges. Typical: $21,609
Net price per year
$12,147
Better than 82% of similar colleges. Typical: $19,899
Published tuition
$13,680
Out of state: $24,000

Programs and early earnings

Bachelor's degrees: largest programs

Certificates and diplomas: largest programs

FieldGraduates a yearEarnings, 2 yrs afterDebt
Security Science and Technology12n/an/a
Health and Medical Administrative Services7n/an/a

Earnings are the median pay two years after completing, for graduates who were working and not enrolled again. The federal government hides figures for small programs, shown as n/a. Fields are broad groups, so a college may offer several majors inside one.

Students and reviews

Numbers cannot tell you about teaching, dorms or campus life. Student reviews and questions are coming soon to this site. In the meantime, other sources:

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The grade reflects outcomes for the average student compared with other four-year colleges. Individual majors can be much better or worse.