College cost and loan calculators

Work out what a degree could cost you and what repaying a loan looks like. Nothing you type leaves your device.

1. What will it cost?

Start from a college's federal average net price (what students pay after grants), or type your own numbers from a financial aid offer.

Start from a college (optional)

Annual cost of attendance, before aid ($) Grants and scholarships per year ($) Years you will attend Savings and family help, total ($) Expected starting salary ($ a year)

2. What does a loan cost to repay?

Enter what you expect to borrow. Federal and private loans work differently: federal loans have fixed rates and income-based repayment options, private loans can be riskier. Check the real rate on your offer.

Amount borrowed ($) Interest rate (% a year) Repayment term (years)

Simple estimate. It assumes a fixed rate and equal payments and ignores interest that builds up while you are in school. Your servicer's figures decide what you actually owe.

These are planning estimates, not financial advice. Figures from our college pages come from the U.S. Education Department College Scorecard.